5 Instances Where You May Need A Disability Lawyer

Accidents happen in our lives. They are a common by-product of being alive. The same applies to health problems. However, sometimes, such incidents can make one unable to continue to work for some time or the rest of their life. Therefore, they require some form of financial aid to support themselves, and maybe even pay the medical bills. As such, you may (like many) decide to apply for a disability claim and to cut down the cost skip hiring an experienced lawyer. However, there are five instances in life where you may need to hire one:

  1. When you consider filing for disability
    A common man does not know the legal language that is used by social security administration (SSA). Therefore, they don’t know about all the processes involved in filing a disability claim. The lack of knowledge can affect the chances of your case winning in court. That is why you should hire a disability lawyer before filing the claim. Moreover, an experienced lawyer will give advice and counsel on how to make the case to ensure you get the claim you applied for while helping with gathering medical evidence required for the application.
  2. When you file the claim
    Filing for a disability claim requires you to fill up to 40 pages of paperwork on your medical condition, work history, education, limitations, and capabilities. Even for a healthy person, it is a daunting task to collect all this information and fill them in; much less for someone who is sick. Even with help from friends and family, the process can be difficult without someone (a professional) who knows the ins and outs of a disability claim.
  3. When your claim is rejected
    If you haven’t hired a disability lawyers till this stage, then now is definitely the time that you do. Once a claim is rejected, one has to wait for a while year before they can apply again. Moreover, you can appeal against the decision the SSA came to for a reconsideration. During which, it is
    beneficial to have a lawyer by your side because your case will require hearing and testimonials from doctors, etc. An experienced disability lawyer can help with the process, and ensure that you will have a strong case that can win in court.
  4. When your case goes to the court
    Once your claim reaches the appeal stage after the rejection of the initial application, the case goes to court. It is now imperative, more than ever, to hire an experienced disability lawyer. For they possess the knowledge to make a case and argument during the hearing to ensure that turn the tables on the case. Moreover, with years of experience and networking, they will know how a certain judge like the case presented in the court and cake prepare the same accordingly.
  5. When your financial condition is dire
    Most people who apply for disability claims do so because of their financial situations. As such, the delays in the process of filing and receiving the claim can have dire consequences. Therefore, persons who have monetary emergencies and require a fastrack hearing should consider getting a disability lawyer, as they can help to achieve the same in most cases.

We see so many instances where people who should be filing for a disability lawsuit forego it because they aren’t sure if their case would win in court, in that case it’s best to actually sit down and talk with an expert as most legal consul is provided free of charge nowadays due to the competitive landscape of lawyers – says Ross of Mirian Law

Top 5 New Popular Fintech Trends in 2019

Throughout the first years of the 21st century, we have seen growth in the financial sector in the form of automated services, financial literacy, and innovative methods. But the financial revolution is just beginning. In this article, we gathered some of the most popular fintech trends taking over the world in 2019.

  1. AI focused Predictive Banking
    One of the most impressive innovation trends in 2019 will be the advanced shift to predictive banking. For the first time, the financial sector can connect all internal and external information and build predictive profiles of clients and consumers in real time. With rich, accessible and financially useful customer data, financial companies will not only know their clients but also advice on the future.

This amplified use of data will improve the clients’ experience while enhancing safety and productivity.

  1. Biometric Technologies
    Although the digital age has a lot of advantages, the disadvantages are always there. Financial institutions have been challenged by cyber hacks and security as well. The financial sector is critical thus security is a very prime concern for fintech.

Biometric technology has, since, been utilized to restrain fraud. Also, the use of biometrics for faster verification has come as a relief to consumers. You don’t need to memorize passwords or worry that you don’t remember them.

Various banks have begun investing in biometrics-based verification that utilizes smartphone cameras to scan the iris and the smartphone’s inbuilt fingerprint scanners.

The fear of fraud has been considerably decreased as all fingerprints are different; thus no one can steal from you.

  1. Blockchain technology:

One of the most exceptional and helpful fintech innovations is without doubt blockchain technology. Blockchain reduces paperwork by using a digital ledger that is distributed among several users and ensures that no single user has full access to data. Once a record has entered the digital leger it is virtually impossible to modify it.

Since blockchain is decentralized, it ensures liability through permanent audit trails, increases performance by getting rid of the middle-man and also ensures that sales and settlement processes in financial institutions take only a few seconds.

Through the blockchain, the verification a persons identity who wants a loan or wants to invest will be easy. In a few years, almost all the major banks will utilize blockchain technology to reduce cost and also reduce transaction time.

  1. Automation
    Automation may scare, but banks have already been using it to increase efficiency for a couple of years.

By increasing the use of automation technologies, banks and fintech payment processing systems will increase performance and reduce human error. This means that customers will spend less time and have experience improved efficiency in the banking systems. “We’re so prepared for all of these different fields, we’re particularly looking at the automation processes in fintech” says Jonathan Szeto of Qupital Hong Kong Ltd

  1. Cloud computing

Cloud computing allows banks to swiftly develop new applications, add new services and improve the consumer experience. Mobile banking would be impossible without the cloud. Even Artificial intelligence which is becoming very important to banking institutions is usually cloud-based.

More and more banks in 2019 will use cloud-based platforms to increase efficiency and speed to deliver products to their clients in an improved way.

Companies that have revolutionized the concept of online business

here is no end to the fast-paced innovations in the world of scientific and information technology. It seems like a constant race that will end only when the world ends. Businesses have been there since the beginning of time but only a few have managed to become the most successful ones. The list is pretty long but here we are going to mention a few, which have been built on most unique concepts and ideas, making them the most revolutionized businesses ever.

1. Amazon.com

Everyone knows Amazon.com now, it was created in 1994. Jeff Bezos founded Amazon.com, with an intention to make it an online book store, putting an end to the conventional methods of reading books. 

Yes, Amazon.com used to sell only books and now you can find everything you want to buy. It is now the biggest online global market and people from around the world sell and purchase there. 

2. Vistaprint.com

This company brought tremendous transformation in the world of digital marketing. Vistaprint was the first of its kind to offer small businesses advanced marketing solutions through the internet in 1999.

It not only provides digital marketing products but also physical marketing products. Their website is beautiful and very convenient to get your orders done. You can get business cards, brochures, flyers, calenders, shirt and what not, printed in the best quality. 

3. Squarespace.com

Anthony Casalena made squarespace.com with an intention to provide all the web/internet related facilities under one roof. Although he was lucky to have inherited $30,000 from his father to start –up this business, his brains made him stand out in the crowd of entrepreneurs of his time. 

Squarespace.com provides services like website building, web hosting, content management, blogging, domain registration and much more. 

4. Ethereum

After Bitcoin revolution, there is another mighty revolution in the world of blockchain and that is Etheruem. It is from the world of tomorrow as many such businesses are still not even invented and therefore it is called a revolution. Ethereum is fueled by ‘ether’ which is its basic and most necessary unit for operating the decentralized platform that runs smart contracts. 

It is a development platform of a Swiss non-profit organization, Ethereum Foundation, and with the contribution of great and smart minds across the world is is bound to do great things. To list a few here are some ways Ethereum is used: 

· Design and issue your own cryptocurrency.

· Kick-start a project with trustless crowd sale.

· Create democratic autonomous organization.

· Build a new kind of decentralized application.

5. Facebook.com

The Idea of Mark Zuckerburg and his partner students at Harvard College became a hype in no time. The concept was unique and the idea had the power to take over the world and it did! 

Facebook is one of the most profitable companies in the world and with continued efforts, they have made it stand stronger since it was created. Today, everyone prefers Facebook over any other social media channel and everyone is in love with what Facebook offers.

Learning about the concepts and ideas behind the companies listed above, it can be concluded that the world never stops and the best idea wins. The art is not only in thinking and knowing that you have a great idea in mind, what really matters is in fact how much effort you are putting in your idea to make it real and be part of the race.